Please read these terms carefully before using Smart Money Collective services.
By accessing or using Smart Money Collective services, you agree to be bound by these terms and conditions. If you do not agree, please discontinue use immediately. These terms constitute a legally binding agreement between you and Smart Money Collective.
Smart Money Collective provides financial advisory, wealth management, lending, insurance, and related services. All services are subject to applicable laws and regulations. Service availability may vary by jurisdiction and qualification requirements.
You are responsible for maintaining the confidentiality of your account credentials and for all activities conducted under your account. Notify us immediately of any unauthorized access or security breach to prevent potential financial loss.
All investments carry inherent risks including potential loss of principal. Past performance does not guarantee future results. Smart Money Collective does not guarantee investment returns. Consider your risk tolerance carefully before investing.
Applicable fees are disclosed in your service agreement and fee schedule. We reserve the right to modify fee structures with advance written notice. All fees are earned when charged and are generally non-refundable except as required by law.
All content, trademarks, logos, and proprietary materials on this website are owned by Smart Money Collective and protected by intellectual property laws. Unauthorized reproduction, distribution, or modification is strictly prohibited without written consent.
Smart Money Collective shall not be liable for indirect, incidental, consequential, or punitive damages arising from service use. Our total liability shall not exceed the fees paid during the twelve months preceding the claim.
Any disputes shall be resolved through binding arbitration in accordance with FINRA rules in New York. Both parties waive rights to jury trial and class action participation for covered disputes under this agreement.
Smart Money Collective is registered with the SEC and FINRA and complies with all applicable federal and state financial regulations. Our services follow fiduciary standards and industry best practices at all times.
We reserve the right to modify these terms at any time. Material changes will be communicated via email or website notice at least thirty days before taking effect. Continued use after modifications constitutes acceptance of updated terms.